Frequently asked questions

Browse some of the most common questions we get. Can’t find what you’re looking for? Book a demo and we’ll be happy to walk you through it.
All
Data
Homeowner hubs
Homeowner touchpoints
Co-marketing
Home inventory
Home services
Lending
Integrations

Data

What data is available to enrich our customer database?
  • Homeowner monitoring includes real-world activity, including buy & selling, shopping for homes, originating mortgages, getting building permits, and more
  • Property intelligence includes ownership, value & equity, mortgages, property taxes, property facts, and home improvements
  • Home inventory includes the appliances & systems that are unique to each home (e.g., HVAC, refrigerator, roof, dishwasher)
  • Neighborhood intelligence includes home values, recent sales, market trends, listing trends, events, neighborhood chatter, demographics, and schools
View a comprehensive list of homeowner data.
What homeowner activity ‘signals’ are available?
Property-based homeowner activity data includes:
  • Listed for sale
  • Shopping for homes
  • Sold & moved out
  • Purchased & moved in
  • Originated a mortgage
  • Paid off a mortgage
  • Issued a building permit (coming soon)
Access and usage restrictions apply to some data. Schedule a consultation to discuss your business and its use cases.
What are propensity scores, and how do they work?
Propensity scores are used to predict the likelihood that homeowners will take a specific action, such as selling, refinancing, taking out a HELOC, or purchasing a home. For simplicity, we represent propensity on a scale of 1-99. Propensity scores are available for 100m+ homes. For more information, view How Propensity Scores Work.
How do I know when home-related information changes?
You’ll automatically get a daily recap that includes high-priority opportunities, and can set up alerts to get notified when specific events occur.
What’s the geographic coverage for homeowner data?
Homeowner data is available for the entire United States. Unfortunately, we do not currently have coverage in Canada or beyond.
How accurate is the data, and how often is it updated?
Data is provided by Cotality, the global leader in property intelligence. (The same data powers the majority of leading real estate, financial services, and property insurance companies.) Additional data is sourced from other industry partners. Information is updated daily, weekly, monthly, or annually depending on the source.
Can I access homeowner data from within my CRM?
This feature is now available for Total Expert’s mortgage CRM, and will be available for many additional CRMs in Mar/Apr 2026.

Homeowner hubs

What are homeowner hubs?
Homeowner hubs are private, secure portals designed to help homeowners manage their home, save money, and build wealth – in collaboration with you and your business partners. They are analogous to portals for healthcare, finance, education, and travel…but for the home.
How do we use homeowner hubs for our business?
There are four main use cases for hubs:
  • Provide a ‘closing gift’ for new homeowners
  • Nurture relationships (until the next transaction)
  • Bundle or cross-sell services
  • Build new relationships
  To learn more about homeowner hubs, check out Solutions from the main menu and explore the resources below:
What’s the homeowner experience like?
To create a homeowner hub for your own hub, visit one of our demo websites:
  • Real estate: Zenith Realty
  • Lending: Acme Lending
  • Insurance: Dwell Insurance
  • Home Services Casa Home
This will provide an overview of the homeowner experience.
How do homeowners get a hub?
There are four primary ways to onboard homeowners:
  • Auto-enroll: you create a hub and ‘gift’ it to a homeowner
  • Invitation: you send email invites, and hubs are activated when homeowners accept
  • Landing page: you provide a link, homeowners explore their home and “claim” it
  • Integration: homeowners onboard via integration with your CRM, backoffice, or website
Do homeowners have to download an app?
Hubs run in any browser – desktop, tablet, and mobile. There’s nothing to download, install, or update.
Can homeowners preview hubs without an invitation or login?
Yes. When your business licenses ProHomeowner, you’ll get 100m+ branded landing pages – one for nearly every home in the United States – that you can provide for current and prospective customers to explore their home prior to “claiming” it and creating a hub.
How do homeowners access their hubs?
There are multiple ways for homeowners to access their hub, including:
  • From your branded login page (available to all businesses)
  • From a ‘touchpoint’ communication: homeowners can access their hubs via magic link
  • From your existing client portal (via single sign-on authentication)
  • From www.homeowner.ai
Can homeowners share access to their hub?
Yes. Homeowners can add their partner, family members, property manager, advisors, or home service providers to access their hub. (And remove them if access is no longer needed.)
Do homeowners have to enter data about their home into a hub?
Hubs are pre-filled with information about the home; and can update it with additional documents, home inventory items, or home facts that may be missing or incorrect.
Can hubs be white-labeled for our organization’s brand?
Yes. Hubs can match your businesses color, logo, and contact information. Additional branding and customization is available to large enterprises.
Can homeowners have multiple hubs for different homes?
Yes. Homeowners or investors that own multiple homes can have a hub for each property.
Can homeowners have multiple hubs for the same home?
Yes. Homeowners can have multiple hubs for the same home – and easily switch between them, as needed.
Are homeowner hubs private & secure?
Yes. Hubs are password-protected and encrypted. (By contrast, homeowner landing pages are publicly viewable and do not require a login to preview.)
Is data from homeowner hubs shared or resold?
Homeowner data is not shared or resold to third parties. Homeowners may opt to share access to their hubs – and the data inside – with their partner, family, property manager, advisors, or home service providers.
Can we create our own educational content within homeowner hubs?
Yes. Your business can add articles and videos to the knowledge base within hubs.
Can we develop our own custom homeowner experience?
Large enterprises – typically banks, insurance companies, mortgage servicers, tech companies, home services conglomerates, etc. – may use our APIs and data to develop a custom implementation to augment their existing marketing or customer experience.
What happens to homeowner hubs if a sales associate leaves our company?
Hubs may be reassigned to another team member in your company. If the company opts to allow an associate to take their hubs with them, we can accommodate this request provided they maintain a ProHomeowner account at their new organization.
What happens if we onboard a homeowner that already has a hub through someone else?
If the homeowner accepts the invitation, they will have two different hubs for the same address. They can then switch between hubs.

Homeowner touchpoints

What are touchpoints?
Touchpoints are email and SMS communications sent from hubs to homeowners, with personalized content about their home – and a magic link to return to their hub.
What topics are covered by touchpoints?
There are four main types of homeowner touchpoints:
  • Build wealth includes home value, equity, and improvements
  • Manage home includes maintenance, repairs, and home services
  • Save money includes mortgage, insurance, taxes, and savings opportunities
  • My home includes specific appliances & systems
What do touchpoints look like?
There are hundreds of homeowner touchpoints. Each touchpoint typically includes:
  • A clear headline tied to a specific topic (e.g., home value updates, maintenance reminders, savings opportunities)
  • Personalized data related to the homeowner or their property
  • Educational or actionable insights
  • A call-to-action that links back to their hub for more details or next steps
Touchpoints are designed to be concise, relevant and timely, helping homeowners stay informed and take action when it matters.
How often do homeowners receive touchpoints?
On average, about 2-4x monthly.
Can homeowners control which types of touchpoints they receive?
Yes. Homeowners can unsubscribe from specific topics, or turn off touchpoints completely.
Can touchpoints be branded for our organization?
Yes. Touchpoints may be white-labeled for your company or team. (This feature is not available for Standard Edition.)
Who are touchpoints sent from?
Touchpoints can be sent from your email domain (e.g. @your-company.com) or from ProHomeowner. Text messages are delivered from a SMS number that is dedicated to your organization. Sending communications from your domain is strongly recommended.
How are touchpoints personalized?
Information about the property, homeowner, and homeowner activity is used to personalize communications.
Can touchpoints be customized?
Individual touchpoints are customizable, and customization of entire campaigns will be available in the future.
How can I tell which homeowners responded to touchpoints?
Every touchpoint sent is tracked (sent, viewed, clicked) and available in your dashboard.
Are touchpoints CAN-SPAM and TCPA compliant?
Yes.

Co-marketing

What is co-marketing?
“Co-marketing” refers to multiple businesses (or subsidiaries within a conglomerate) collaborating to serve the same homeowner, together. Homeowner hubs facilitate this by putting 100+ home services in one convenient location.
What types of businesses can use co-marketing?
Homeowner hubs feature 100+ services across the following categories:
  • Real estate services
  • Appliances & systems
  • Home services
  • Cleaning
  • Outdoor
  • Remodeling
  • Renovation
Within each category, you can display (or hide) specific business partners. The intention is to put everything home, in one place – providing homeowners with both convenience and trust.
Can our co-marketing partners see what’s happening within hubs?
If provided access, your partners can access homeowner hubs and view activity. Alternatively, you can restrict visibility to simply getting notified when homeowners request service.
How does co-marketing help us reach more homeowners?
Multiple businesses can combine their customer databases and marketing efforts – onboarding more homeowners by effectively pooling resources to extend their reach.
How does co-marketing help us lower marketing / customer acquisition costs?
It’s expensive for multiple complementary businesses to pursue the same customers separately. Homeowner hubs create a single ‘storefront’ to dramatically improve marketing economics.
Can we keep track of referrals sent to our co-marketing partners?
Yes. Every inquiry is tracked and viewable in your dashboard.
Can homeowners remove our partners from their hubs?
Yes. Homeowners ultimately decide who they want to collaborate with.
Is co-marking RESPA compliant?
Yes. By design, homeowner hubs operate outside of the real estate settlement process.

Home inventory

What is home inventory?
Home inventory is a catalog of appliances and systems that make up a home – from the roof to the floor, and everything in between. Home inventory “lives” inside homeowner hubs.)
How does home inventory benefit homeowners?
Home inventory helps homeowners:
  • Learn an item’s age and failure risk
  • See how to maintain each item
  • Get help with repairs
  • Replace something that’s older, or obsolete
  • Keep track of manuals, receipts, etc.
  • Share information with service providers
  • Budget for repairs and replacements
  • Get a more accurate home value estimate
How does home inventory benefit our business?
The specific benefits of home inventory vary based on your business.
  • Insurance carriers: prevent claims and improve underwriting
  • Warranty companies: resolve claims faster
  • Home services pros: fix stuff faster, identify opportunities, and cross-sell services
  • Real estate agents: help clients care for their homes
  • Mortgage lenders: finance home improvements
  • Title companies: give homeowners a ‘closing gift’
  • Inspectors: deliver a better report that’s useful for years
  • Home buildings: provide a homeowner’s manual for new buyers
  • Property managers: improve asset performance and reduce risk
Who catalogs home inventory?
Anyone can add home inventory by photographing items around the home, including:
  • Homeowner
  • Home services pro
  • Home inspector
  • Real estate agent
  • Property photographer ($149 one-time fee)
The process to catalog a single item is about 1 minute, and the entire home takes about a half hour to complete.
What’s involved in hiring a property photographer to do home inventory?
A property photographer can visit a home, then load the information into a homeowner hub. The process costs $149 (one-time), takes about a half hour, and is available in all 50 US states.
Who owns the data from home inventory?
The homeowner owns the data about the items in their home and grants the organization that provided their homeowner hub permission to access it on their behalf.
Who has access to home inventory data?
Hub members - including the homeowner and trusted advisors – have access to home inventory data that is stored within homeowner hubs.
Is home inventory data shared or resold?
Homeowner data is not shared or resold to third parties. Homeowners may opt to share access to their hubs – and the data inside – with their partner, family members, property manager, advisors, or home service providers.

Home services

What home services categories are available in homeowner hubs and landing pages?
Homeowner hubs feature 100+ services across the following categories:
  • Real estate services
  • Appliances & systems
  • Home services
  • Cleaning
  • Outdoor
  • Remodeling
  • Renovation
Are home services providers vetted?
All service providers are cross-checked to verify the information provided. However, ProHomeowner does not guarantee the work or verify licensure. Within the platform, homeowners see clear disclaimers for conducting their own independent due diligence.
How do we embed and recommend our home services partners to homeowners?
From within your ProHomeowner dashboard, simply tag the companies and professionals that you recommend and they’ll automatically be embedded into your homeowner hubs and landing pages.
How do we add home services providers that aren’t already on the platform?
You can request to add a service provider from within your dashboard.
Can we remove home services companies that aren’t recommended by us?
Yes. You can limit the companies that homeowners see strictly to those in your network.
Are we liable for work done by recommended home services companies?
No. There’s clear disclaimers throughout the platform and terms of use that limit liability and put the onus on homeowners to conduct due diligence when hiring service providers. If you receive compensation in exchange for recommending service providers, it’s important to disclose that to homeowners.
Can we add custom disclosures within the home services marketplace?
Yes.

Lending

Can we invite our real estate agent referral partners to join the platform?
Yes. You can add them to your hubs, and you can also invite them to join and create hubs for their own clients.
If we add a real estate agent to our hubs, what visibility do they have?
If added as a hub member, a real estate agent can login to the hub and access most features that a loan officer or homeowner can experience – with the exception of hiring service providers or viewing documents within My Home. If added into the digital business card (only), then the agent can receive lead inquiries but not login and access the hub.
If a real estate agent partner adds us to one of their hubs, what visibility do we have?
Similar to above – if the lender is added to digital business cards, they’ll receive leads but can’t access the hub. If added as a hub member, they’ll see (almost) the entire hub, and be able to track the homeowner’s activity.
How is mortgage information added to homeowner hubs?
When applicable, mortgage information is pre-populated from Cotality, including:
  • Lender name
  • Original loan amount and start date
  • Loan type, term, and interest rate
From here, we estimate the homeowner’s current loan balance based on amortization schedules. Homeowners or lenders may update this information based, if applicable.
Can we insert actual mortgage information into homeowner hubs?
Lenders and servicers can update homeowners’ current loan balances, or integrate directly with their existing systems of record (MSP, LOS, POS, etc.)
How are today’s mortgage interest rates displayed in homeowner hubs?
We obtain estimated mortgage and refinance rates from a leading mortgage pricing service, then connect homeowners to their loan officer to get personalized rates. Today’s average current rates for mortgage origination and refinance are based on location, loan amount, and loan term. Averages are based on location, loan amount, and term; and assume a “good” credit rating (but do not use soft or hard credit pulls).
Can we insert our own interest rates into homeowner hubs and landing pages?
Mortgage servicers or originators can incorporate data from their servicing platforms and pricing systems via direct integration with ProHomeowner.

Integrations

Does ProHomeowner integrate with my existing CRM, website, marketing, and backoffice?
We integrate with most real estate and mortgage CRMs, and can connect to your existing marketing and tech stack through APIs and single sign-on. View our partners & integrations
Can we onboard homeowners from our existing systems?
ProHomeowner makes it easy to import and onboard homeowners from your CRM, website, or backoffice systems (client portal, brokerage TMS, lender POS, etc.). You can connect to your existing systems directly, or upload a file for batch-processing.
Can we view property data and homeowner activity from within our CRM?
This feature is now available for Total Expert’s mortgage CRM, and will be available for many additional CRMs in Mar/Apr 2026.
Can you do custom integrations to our company’s tech stack?
Yes. Schedule a consultation to discuss your needs.
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