Redefine your relationship with homeowners

Homeowner.ai helps carriers reduce risk, retain customers, and prevent claims by providing ongoing guidance, tools, and value throughout the homeownership journey.

Engage homeowners

Price policies smarter

Deliver more value

Reduce claims

Boost retention and loyalty

Compete with Insurtechs

We’ve partnered with Cotality to provide Homeowner.ai to insurance carriers

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Become a proactive partner

Homeowner.ai helps insurance carriers boost loyalty through increased homeowner engagement and satisfaction.

It’s the same transformation banks went through when they adopted digital engagement tools. Insurance is next.

Underwrite based on what’s under the roof

No more binding policies solely with proxy data. Homeowner.ai catalogs the parts & systems that make up a home and identifies items that may potentially cause property damage. 


Home Inventory includes:

This gives insurers better underwriting, fewer claims, lower fraud, happier customers, and new revenue potential. 

Reduce claims frequency and severity

The best claim is one that never happens. Homeowner.ai helps insurers educate policyholders and proactively mitigate risk by providing:

Every prevented water leak, fire, or roof failure directly lowers loss ratios.

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Improve customer experience & satisfaction

Homeowners assume insurers only show up when they want money. Homeowner.ai helps your organization deliver more value by providing:

This builds trust and positions the insurer as a long-term partner — not just a claims processor.

 

More engagement = higher retention = lower churn.

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Expand revenue through cross-selling

When policyholders engage frequently, they’re more open to:

Engagement drives upsell opportunities without aggressive sales tactics.

Compete with Big Tech and home platforms

Tech companies (Google, Amazon, home services marketplaces) are increasingly positioning themselves as home-management hubs.

Insurance companies risk becoming commoditized back-end payers if they don’t participate in the homeowner’s daily life. Homeowner.ai keeps insurers relevant in a world where others are trying to “own the home.”

See what MLS executives are saying

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Frank F

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Kat and CK

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Darlene C

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Monika S

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Frank F

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Kat and CK

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Darlene C

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Monika S

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Build closer relationships with homeowners

Explore how Homeowner.ai can help you improve loyalty and grow your business.